Asset Based LTC Insurance
Put your clients' assets to work using a life insurance policy or an annuity to provide them with long-term care benefits. Clients can use their asset based LTC insurance if they need it or leave the death benefit or accumulated value as part of their financial legacy. We offer a suite of asset based long-term care solutions.
An asset based LTC gives your client the peace of mind in knowing that if they ever need long-term care, there will be money to help cover the costs. It gives them two policies in one - one part that will pay out long-term care benefits if needed, and the other that will pay a death benefit.
How It Works
A 60-year-old nonsmoking woman in good health pays a $100,000 premium for a policy to provide up to six years of long-term care benefits.
If she never needs long-term care, the policy pays a $166,766 death benefit to her beneficiary. If she needs long-term care, the policy pays $500,298 for qualified long-term care expenses.
Her maximum available benefit is $83,383 a year for six years.
You’ll benefit from our team’s extensive knowledge in business and estate planning, and other markets.
We’re committed to providing personalized service with a quick turnaround so you can serve your clients well.
Our experienced team brings you underwriting expertise, advanced marketing, and smart estate, and business planning.
I have been in the insurance business for 37 years and worked with many brokers. Brandon is by far the most knowledgeable, helpful, and responsive broker I have ever worked with.